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Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible.

The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins. her neighbor’s tree to the property line if the branches extend beyond that line - even if a border line tree is not causing damage to his/her neighbor’s property.

Landownership rights extend indefinitely upward and downward, and those rights are protected from invasion by an adjoining landowner to the same extent as surface treecleanup.buzz Size: KB. Feb 05, The Issue: What If My Neighbor’s Tree Falls on My Home? Last night my neighbor’s tree fell on my deck causing thousands of dollars in damage to my home in Knoxville, TN.

The neighbor’s insurance policy with Farmer Bureau didn’t cover the damage but my policy with ERIE Insurance did pay for it, less my deductible of 1,Estimated Reading Time: 2 mins. Jul 30, The tree owner is responsible, if he’s been warned to take it down and he didn’t.

If your neighbor’s trees are a threat to your property – if they look weak, rotting, or dying – ask them to take them down. Some signs of a dying tree include: Late-blooming or early-dropping leaves. Cracked or peeling bark. Dead outer treecleanup.buzzted Reading Time: 3 mins. Dec 19, The lower courts based their decision on a Tennessee Supreme Court opinion, Granberry v. Jones, in which the court affirmed a prevailing legal rule that"no landowner has a cause of action from the mere fact that the branches of an innoxious tree, belonging to an adjoining landowner, overhang his premises.

The rule, embraced by the Tennessee Supreme Court, imposes a requirement of actual harm or imminent danger of actual harm to the adjoining property.

Law FAQ: My neighbor’s tree hangs over the property line. Do I have the right to cut back the branches? Yes. The Tennessee Supreme Court made clear in that you definitely have the right to cut away any branches or vegetation to the extent it hangs over onto your property.